factors that determine financial access for microentrepreneur in a fragile conflict-affected society with with joining voluntarily as a baseline(N.B. Meminfluence2= influenced by microfinance borrowers; Meminfluence4= recruited by microfinance agent)
gen fininc=membership
tab fininc
recode fininc (2 3 =1) (4=0)
tab fininc

gen meminfluence01=meminfluence
tab meminfluence01
recode meminfluence01 (2=1) (3 4=0)
tab meminfluence02
gen age2=age01^2
logit fininc ib3.meminfluence01 edulevel01 bizduration age01 age2

without buzduration variable: logit fininc ib3.meminfluence01 edulevel01 age01 age2

with interaction terms of buzduration and loan officer, and bizduration and microfinance borrower: logit fininc ib3.meminfluence01 edulevel01 bizduration age01 age2 c.bizduration#i.meminfluence01


Factors that determine access to finance from a regulated non-bank microfinance institution with joining voluntarily as a baseline(N.B. Meminfluence2= influenced by microfinance borrowers; Meminfluence4= recruited by microfinance agent)
logit nbfi ib3.meminfluence01 edulevel01 bizduration age01 age2

Factors that determine access to finance from a banking microfinance institution with joining voluntarily as a baseline(N.B. Meminfluence2= influenced by microfinance borrowers; Meminfluence4= recruited by microfinance agent)
logit bank ib3.meminfluence01 edulevel01 bizduration age01 age2
